15 Things Your Emergency Survival Fund Should Cover Before Spending On Non Essential Items - The Good Survivalist
Emergency Fund

15 Things Your Emergency Survival Fund Should Cover Before Spending On Non Essential Items

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10.3k shares, 390 points

During the holiday season people are spend a ton of money on all the deals that are to be had.

However before going on that spending spree, and picking up all those deals, people should have an emergency fund to cover those unexpected things that come our way.

There are 15 things your emergency fund should be used to cover.

1-To replace a dead furnace.

2-To replace a dead appliance (stove, refrigerator, hot water tank, etc).

3-To cover your home insurance deductible.

4-To cover your car insurance deductible.

5-To replace your vehicle if you only have liability coverage on it.

6-To pay for a week or more in a hotel if you need to evacuate during an emergency.

7-To pay for six months of your mortgage if you become unemployed.

8-To pay for six months of utilities if you become unemployed.

9-To have a general cushion (food, toiletries, etc) if you become unemployed.

10-To pay for a semester of college if you are currently paying for your child’s education.
11-To pay for a burial/funeral/cremation for a loved one.

12-To pay for worn brakes, a busted water pump, or other car-related emergency.

13-To pay for medical expenses over and above your medical insurance coverage.

14-To pay first month’s rent, last month’s rent, and deposit, if you need to move in a hurry.

15-To pay for an emergency dental procedure.

To see the rest of the list go to: CodeNameInsight.BlogSpot.com



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